Debt Settlement: Our team will negotiate with your creditors on your behalf. We settle your unsecured debt for a fraction of what you owe, as much as up to 60%. Most people feel that they can do it on their own, and although they could, it will take them a lot longer to do it, and they will incur more debt as the interest continues to rise, making it an everlasting cycle, while causing it to take longer than it would a professional, who is certified, and knowledgeable of what it will take to get you out of debt sooner, and effectively.
Consolidation: This is when you get a loan to pay off your debt. However, you will exchange all of your debt for a new one. On the other hand,
this may be the best option in some cases. Our team at Imperial Financial Group, assists our clients with the best program for their unique hardships, tailored for their specific needs. A Consolidation Program, you will pay the full debt amount instead of paying less than what you owe.
MCA Debt Relief: A Merchant Cash Advance (MCA) is not a loan, it is a type of financing that provides businesses with a large sum of money, in exchange for a percentage of future Debit and Credit Card sales.
MCAs are different from traditional loans because they don't have lengthy approval processes or strict credit requirements. They can also be flexible, allowing businesses to access capital without providing collateral. However, MCAs can be expensive and may not be the right option for every business.
- MCAs use a factor rate to determine the cost of the advance, which can be expressed as a whole number and a fraction. The total cost is calculated by multiplying the factor rate by the amount of the cash advance, plus any fees. MCAs can have an APR of 250% or higher.
- MCA payments are usually made automatically on a daily or weekly basis, and are often based on sales. This means there's unlikely to be a set repayment period, but the funds must be paid back within three months to two years.
Our team of experienced professionals has expertise in financial planning. We ensure our clients receive the highest quality service.
We provide Financial Consulting, to help you succeed.
We provide Seminars where we’ll give you the tools to have Financial Wellness so that you will have Financial Stability. Schedule a Workshop with us to help you meet your financial goals.
We will give you the Financial Freedom that you deserve. Giving you peace of mind knowing you have financial security.